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Aug 27 2013

What My 10-Year-Old Son Knows About Rape So Far

By at 12:46 pm

college campusThe semester approaches. The students have all returned to our small town and the sun is out in Athens, Ohio, which means the students take their shirts off and stand around on their front lawns in their bathing suits. They blow up kiddie pools and fill them with water and rubber ducks, then they stand around some more, sometimes in the kiddie pool, drinking their alcohol and blasting their music.

We live in a pedestrian friendly town, so we walk by these students on our way to get ice cream or watch a dance performance on campus. My son, 10, watches them all very carefully. They’re like an alien species from a distant planet. And he knows that he will eventually visit this distant planet, and so he spends quite a bit of time wondering about himself in eight years. Sometimes he shares his thoughts; other times, I can see him having an intimate dialogue inside his head. I know enough to leave him alone at these moments, but other times, he wants to talk. Read the rest of this entry →

Jan 7 2013

Parenting Teens & Anxiety Dreams

By at 9:43 am

I have a recurring nightmare. It’s not a classic anxiety dream, like the ones where you find yourself standing naked at a podium with no notes or teleprompter. Mine is a maternal dream.

In my dream, my teenage daughter, my mother-in-law, and I are standing on the Golden Gate Bridge. The setting is disconcerting, as the three of us have never been in San Francisco at the same time. In fact, my teenager has only been there in utero.

My ordinarily soft-spoken mother-in-law is yelling at me. I look down and I feel queasy. Not unlike I felt when I was pregnant with my daughter. Read the rest of this entry →

Oct 23 2012

Suze Orman Answers Our Questions About Money: College Savings Edition

By at 3:38 pm

little girl with wad of cashAs part of our month-long series about Women, Work & Money, we’ve brought on internationally acclaimed personal finance expert Suze Orman to answer some of our questions about money. This question comes from Kveller writer Carla Naumburg in Boston, MA.

Carla Asks:

My grandparents give a small amount of money to the girls each year. We have been putting it in a UGTM (uniform gift to minors) account, which, if I am not mistaken, the girls automatically get when they are 18. What do you recommend in terms of this sort of thing? Do you like these accounts? Or do you prefer some sort of trust? Read the rest of this entry →

Oct 16 2012

What You Need to Know About 529 Savings Plans

By at 10:26 am

college savings jar

To kick off our month of Women, Work & Money, here’s some great advice from CPA Bette Hochberger about starting a college savings plan for your kids.

Dreams of your little one becoming a doctor or lawyer one day might be dashed when you look at the high price of college and graduate school tuition.  There are a number of programs that let you start saving for college. Here I am going to discuss the popular 529 college savings plan.

The 529 savings plan is a great way to put away money for college for a number of reasons.  The income generated, interest, and dividends, is tax free and many states offer tax breaks for contributions. The funds can be used for college or graduate school tuition, fees, books, supplies, room and board, and even computers. Tax-free contribution limits are high ($13,000 for 2012), and there are no age or income limitations. Read the rest of this entry →

Jul 12 2012

I Never Graduated From College

By at 11:40 am

college diploma and graduation hatI have a confession. I am so embarrassed about it that I feel compelled to defend myself before I even share what it is.

I have had a very successful career in Corporate America. I was never promoted to VP (nor did I aspire to be) but I made a very good living working at Fortune 500 companies negotiating complex contracts. I have always said it was the perfect job for a nice Jewish girl: I got to spend millions of dollars of someone else’s money while shopping around for the best price. Read the rest of this entry →

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