6-Year-Old Boy Asks for Loan, Dad Trolls Son with Letter from ‘The Bank Of Dad’ – Kveller
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6-Year-Old Boy Asks for Loan, Dad Trolls Son with Letter from ‘The Bank Of Dad’

Kids cost a lot of money. And once they can speak, they ask for money a lot too. That basically makes you a human-sized ATM machine. Can you really blame them, either? Like you, they want to choose the delicious foods, cool toys, and clothes they get. Since kids are too young to have jobs, they have no choice but to ask you.

This is what happened when one 6-year-old boy asked his parents for $20 as a “loan” on his allowance. Instead of saying an outright no, his dad came up with a creative way to give his son the memo. He created the Bank of Dad.

Apparently, the 6-year-old trekked to his father’s office to ask for the money, because of a toy he wanted, according to the Huffington Post. His dad already knew his son was pestering his mother all day already. So, he wrote his son a letter from the Bank of Dad, and it’s basically the best thing I’ve seen in awhile–he created a swanky letterhead with a sad-faced lion and motto: “Because apparently I look like I’m made of money.”


Huffington Post

The letter reads:

READ: This Dad Is Illustrating All the Hilarious Things Kids Say

“We regret to inform you at this time that we are unable to provide a loan in the amount requested of $20.00. After reviewing your account, we have find you have insufficient funds, and a history of not doing your chores.

Furthermore, over $80.00 has been spent on discretionary entertainment expenses since Christmas. This is an unsustainable amount of expenditure, and we cannot further compound the problem by financially assisting with occurring further debt at this point.

If you would like to refute this decision, you can contact our complaint department at [Mom’s cell phone number]. Our dispute manager at this number may be able to persuade us to reverse our decision.

Thank you for choosing DAD Savings and Loan, we appreciate the chance to serve your financial needs.




St. Louis, MO 63126”

The icing on the cake, however, is the fact that he instructs his son to call the “complaint department,” AKA: his mother. Of course, the joke wasn’t really meant for his son, but for his wife, which worked since she has since posted it on Reddit. He explained:

“While I am teaching my kid about managing money through other ways, this one was really meant to make Mom smile.”

Why did he write the letter? This funny dad explained:

“I knew ‘loan’ wasn’t in his vocabulary up to that point, it was his mom that sent him my way with that idea! So I thought it would be funny to send him back to her with a loan rejection letter in hand. I knew he’d need her to read it to him.”

Judging from the comments alone, it looks like kids are going to start getting this type of letter more often. And honestly, it may not be such a bad thing, either.

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